Solar panels for water heating: how much they really cover

Hot water is a steady load all year round. Work it out for your house and add it to the use in the calculator below.

PVGIS: 1050 kWh per kWp per year here

Surplus valued at

Empty: we show what you can afford

Yearly saving on your bills

PLN 2,321

4,200 kWh produced · 28 % used on site

Used directly and from the battery1,184 kWh
Exported to the grid3,016 kWh
Deposit (×1.23)PLN 1,027
Deposit spent on energyPLN 988
Overpayment refundedPLN 39
Bill before / afterPLN 3,061 / PLN 779
Pays back in 10 years up toPLN 23,212

Hourly model of an average day in each month; surplus priced at the last 12 months of RCEm (PSE) plus the gain from negative RCE counted as zero. An estimate, not an offer; fixed charges excluded.

How we compute it and where the data come from

Bars: monthly output, line: consumption (kWh).

Solar PV for water heating works best when the element or heat pump water heater runs in the hours when the panels produce. The Polish building energy performance methodology assumes 1.4 litres of hot water per square metre per day for a single-family house, heated from 10 to 55 °C. For a 120 m² house that is about 2,890 kWh of heat a year, or 7.9 kWh a day. An electric element uses the same amount of power, while a heat pump water heater with a COP of 3 uses three times less. One kilowatt of panels gives on average 4.3 kWh per day in July across Poland and only 0.8 kWh in December. In summer a system of a few kilowatts therefore covers the water with plenty to spare, while in winter most of that power comes from the grid. Under net-billing, energy used for water at the moment it is produced is worth the full tariff price, and energy exported only the market price, so heating water at midday is one of the cheapest ways to raise self-consumption.

Checked by Radif Partners · Editorial policy · Method

Summer and winter: how much water 1 kWp heats

Hot water demand is almost the same all year, while daily panel output in July is about 5 times that of December. The table shows the size needed to cover, with an element, a 120 m² house’s water on an average day of each month.

Average municipal yield from PVGIS 5.3, roof at 35° facing south; water by formula (61) of the regulation, Dz.U. 2015 item 376.
Month1 kWp per dayWater per daySize to cover
January1.0 kWh7.9 kWh7.8 kWp
April4.0 kWh7.9 kWh2.0 kWp
July4.3 kWh7.9 kWh1.8 kWp
October2.3 kWh7.9 kWh3.4 kWp
December0.8 kWh7.9 kWh9.9 kWp

How much power for hot water, and how many panels?

Power for hot water per year

2,890 kWh

Cost from the grid, G11 2026PLN 3,160
PV size giving that much a year2.7 kWp
Need per day / 1 kWp in July / in December7.9 / 4.3 / 0.8 kWh

Heat: 1.4 l/(m²·day), 10 → 55 °C, formula (61) of the energy performance regulation. Tank losses not included.

Work out the saving with water heating →

What heating water in the daytime saves

Take a 120 m² house with a 2,500 kWh bill before water and a 4 kWp system. When the element runs evenly round the clock, the house saves PLN 2,986 a year on power. When the same element heats in the daytime (modelled as the “a lot in daytime” profile for the whole house), the saving rises to PLN 3,360, because more output stays in the house instead of going to the grid. A heat pump water heater with a COP of 3 in the same house gives PLN 2,777 of solar saving and also cuts the power used for water by two thirds. These figures come from the calculator’s hourly model and 2026 G11 prices.

You will see the result for your house in the calculator at the top: add the mini-calculator’s result to the yearly use on your bill and choose “a lot in daytime” if the element runs on a schedule. If a heat pump heats the water together with the house, use the heat pump and solar page.

Frequently asked questions

How many panels does it take to heat water with an element in a 120 m² house?

For yearly output to equal the element’s use, about 2.7 kWp, which is a few panels. That size gives far more than needed in summer, though, and several times too little in winter. So water heating is planned together with the rest of the house’s use, not as a separate system.

Element or heat pump water heater with solar?

A heat pump water heater with a COP of 3 uses three times less power than an element for the same hot water, so in a 120 m² house it saves about 1,927 kWh a year, mostly in winter when power comes from the grid. An element is cheaper to buy and soaks up the summer surplus well. With a big summer surplus the yearly cost gap is smaller than the COP alone suggests.

Can an element run straight from the panels, without the grid?

Yes, there are direct-current elements and controllers powered straight from the panels, with no inverter and no notification to the grid operator, since the system is not connected to the grid. Such a setup heats water only when the sun shines and does not turn any surplus into a deposit. In winter the water then has to be topped up from another source.

How do I set water heating to use power from the panels?

The simplest way is a timer or relay scheduled for 10:00–15:00, when output peaks. Better still is a controller that reacts to surplus power from the inverter: it switches the element on only when the panels give more than the house is using. A large tank lets you store the heat for the evening and morning.

Related calculators and guides

Sources

Prepared by

Publisher of an independent solar and heat pump calculator for every Polish gmina, with no installer, no form and no phone call

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Data 2026, updated