Prosumer deposit: how much you get and how much you use

The calculator works out the deposit for every month of the year. Enter your municipality, size, use and settlement type.

PVGIS: 1050 kWh per kWp per year here

Surplus valued at

Empty: we show what you can afford

Yearly saving on your bills

PLN 3,425

6,300 kWh produced · 27 % used on site

Used directly and from the battery1,698 kWh
Exported to the grid4,603 kWh
Deposit (×1.23)PLN 1,569
Deposit spent on energyPLN 1,408
Overpayment refundedPLN 162
Bill before / afterPLN 4,373 / PLN 1,110
Pays back in 10 years up toPLN 34,253

Hourly model of an average day in each month; surplus priced at the last 12 months of RCEm (PSE) plus the gain from negative RCE counted as zero. An estimate, not an offer; fixed charges excluded.

How we compute it and where the data come from

Prosumer deposit month by month (PLN, incl. ×1.23)
MonthkWh exportedkWh importedDeposit
Jan88240PLN 59
Feb185201PLN 76
Mar391192PLN 94
Apr557168PLN 130
May618161PLN 179
Jun638150PLN 215
Jul616158PLN 200
Aug583167PLN 213
Sep475181PLN 202
Oct297206PLN 121
Nov96229PLN 45
Dec59251PLN 34

The prosumer deposit is the amount in a prosumer’s account with the electricity seller into which exported energy turns under net-billing. Every month the seller multiplies the surplus of each hour by the PSE price, RCE or RCEm, and the result by a factor of 1.23. From that amount it then pays the energy part of your bills for the next 12 months. The deposit does not pay distribution, the capacity charge or the subscription fee. When it is still unused after 12 months, it comes back to your bank account up to 30% (RCE) or 20% (RCEm) of the value of exported energy, and the rest is lost. For 6 kWp in Warsaw with 4,000 kWh of use, the deposit is about PLN 1,569 a year, of which PLN 1,408 pays for energy and PLN 162 comes back as a refund. The calculator above shows these amounts for your municipality, size and use, separately for each month.

Checked by Radif Partners · Editorial policy · Method

The deposit grows faster than you can use it

The table shows what happens to the deposit as size grows at the same use. With a small system the whole deposit goes on buying energy. With a large one the refund grows, and then the amount that is lost, because the house has nothing left to spend the deposit on.

Warsaw, 35° south, use spread evenly round the clock, RCE, 2026 G11 prices.
Size / useDepositOn energyRefundLost
4 kWp / 4,000 kWhPLN 863PLN 863PLN 0PLN 0
6 kWp / 4,000 kWhPLN 1,569PLN 1,408PLN 162PLN 0
8 kWp / 4,000 kWhPLN 2,289PLN 1,385PLN 558PLN 346
10 kWp / 4,000 kWhPLN 3,011PLN 1,366PLN 734PLN 911
10 kWp / 7,000 kWhPLN 2,567PLN 2,470PLN 97PLN 0

The lesson is practical: if the calculator shows an amount in the “lost” column, the system is too big for your current use. You can make it smaller, add a home battery or plan new use, such as a heat pump. The RCE and RCEm page explains how the seller prices each hour, and net-billing covers the system as a whole.

Frequently asked questions

How do I check my prosumer deposit balance?

The seller shows the deposit on the settlement invoice and in its online customer portal. The invoice gives the value of energy exported in the period, the amount spent on buying energy and the balance carried over to later months. If those lines are missing, ask the seller for a detailed statement of the prosumer account.

Is the prosumer deposit ever lost?

Partly, if you do not use it within 12 months. It then comes back to your account up to 30% (RCE) or 20% (RCEm) of the value of energy exported that month, and the rest is lost. For 10 kWp in Warsaw with 4,000 kWh of use about PLN 911 is lost a year, and with 6 kWp nothing, because the deposit fits within the bills and the refund cap.

Why does the deposit not cover the whole winter bill?

Because it only pays the energy part of the bill. On the 2026 G11 tariff, energy is roughly half the price of a kilowatt-hour; the other half is distribution and charges. Even a full deposit therefore reduces a winter bill by that part at most, and fixed charges stay the same.

Does the 1.23 factor apply to every prosumer?

It applies to prosumers settled under net-billing, at RCE and at RCEm alike. The factor raises the deposit value by 23%, but the refund cap is computed on the value of energy without it. It does not apply to net-metering prosumers, who are settled in kilowatt-hours.

Related calculators and guides

Sources

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Publisher of an independent solar and heat pump calculator for every Polish gmina, with no installer, no form and no phone call

Updated on · Editorial policy · Contact

Data 2026, updated