Heat pump price after the grant, and payback
Enter your quoted price and grant level. The calculator subtracts the grant and works out payback against gas.
Heat pump after the grant
PLN 21,120
grant up to PLN 14,080 (air-to-water, higher efficiency class)
| Heat pump running cost | PLN 4,641 |
| Gas running cost | PLN 5,403 |
| Yearly difference | PLN 762 |
| Payback of your share vs gas | 27.7 years |
The default price is the programme’s eligible-cost cap for an air-to-water pump (PLN 35,200), not a market price: enter your quote.
The installed price of a heat pump depends on its output, type and the scope of work, and there is no official average market price. There is an official reference point, though: the Czyste Powietrze programme sets the maximum grant for each type of pump. For an air-to-water pump of higher efficiency class it is PLN 14,080 at the basic level (40%), PLN 24,640 at the raised level (70%) and PLN 35,200 at the highest (100%). It follows that NFOŚiGW accepts up to PLN 35,200 as the eligible cost of such a pump. Your share is the quoted price minus the grant. In a 120 m² house at 110 kWh/m², a pump with SCOP 3.5 costs about PLN 1,279 a year less to run than a gas boiler, so a share of PLN 20,000 pays back against gas in 15.6 years. The calculator above works this out for your price, house and grant level.
Checked by Radif Partners · Editorial policy · Method
Maximum heat pump grant at each level
| Pump type | Basic (40%) | Raised (70%) | Highest (100%) |
|---|---|---|---|
| Air-to-water, higher class | PLN 14,080 | PLN 24,640 | PLN 35,200 |
| Air-to-water | PLN 12,600 | PLN 22,000 | PLN 31,500 |
| Ground source (+ ground loop) | PLN 26,000 | PLN 45,500 | PLN 65,000 |
| Air-to-air | PLN 4,480 | PLN 7,840 | PLN 11,200 |
The grant also cannot exceed the percentage of actual costs: 40% of the price at the basic level, even if the table allows more. The pump must be on the list of green devices and materials (ZUM). You can check your grant level on the Czyste Powietrze income thresholds page.
Payback of your share against gas
| Pump efficiency | Cheaper than gas per year | Payback of PLN 15,000 | Payback of PLN 25,000 |
|---|---|---|---|
| SCOP 3.0 | PLN 592 | 25.3 years | 42.2 years |
| SCOP 3.5 | PLN 1,279 | 11.7 years | 19.5 years |
| SCOP 4.0 | PLN 1,795 | 8.4 years | 13.9 years |
PLN 15,000 and PLN 25,000 are example shares after the grant, not market prices. Simple payback ignores changes in power and gas prices and the cost of servicing. The heating cost calculator gives the full comparison with coal and gas for your house, and the Czyste Powietrze calculator the whole grant including insulation and pipework.