Heat pump running cost in Poland in 2026
Enter the floor area, the condition of the house and the pump’s SCOP from its product sheet. The calculator compares the yearly cost with coal and gas.
Heat pump heating per year
PLN 4,641
Cheapest with these inputs: coal
| Heat needed per year | 13,200 kWh |
| Heat pump | PLN 4,641 · 4,258 kWh |
| Coal (class 5 boiler) | PLN 4,228 · 2.6 t |
| Gas (condensing boiler) | PLN 5,403 · 15,349 kWh |
| of which fixed gas charges | PLN 938 |
| Heat pump cheaper than coal / gas by | PLN -413 / PLN 762 |
Gas: myORLEN PLN 197.29/MWh net + PSG W-3.6 distribution (PLN 0.291/kWh gross). Coal: Statistics Poland 2025 average, 24 MJ/kg, 75% efficiency. A negative figure means the pump costs more. An estimate.
The cost of heating with a heat pump is the amount of heat the house needs, divided by the pump’s seasonal efficiency (SCOP) and multiplied by the power price. A 120 m² house with a demand index of 110 kWh/m² a year needs about 13,200 kWh of heat. A pump with the lowest efficiency allowed in the EU, SCOP 3.1, uses 4,258 kWh of electricity for that, which at the G11 price of about PLN 1.09 per kWh comes to PLN 4,656 a year. A good air-to-water pump with SCOP 4 cuts that bill to PLN 3,608. The same house heated with coal costs about PLN 4,228 a year, and with gas PLN 5,403 including fixed charges. At 2026 prices a pump therefore beats gas in every one of our examples, and beats coal only with good efficiency, an insulated house or power from your own panels. The calculator above works this out for your house and prices.
Checked by Radif Partners · Editorial policy · Method
Yearly heating cost of four typical houses
| House | Pump, SCOP 3.1 | Pump, SCOP 4 | Coal | Gas |
|---|---|---|---|---|
| 100 m², 70 kWh/m² | PLN 2,469 | PLN 1,913 | PLN 2,242 | PLN 3,306 |
| 120 m², 110 kWh/m² | PLN 4,656 | PLN 3,608 | PLN 4,228 | PLN 5,403 |
| 150 m², 110 kWh/m² | PLN 5,819 | PLN 4,510 | PLN 5,286 | PLN 6,519 |
| 150 m², 170 kWh/m² | PLN 8,994 | PLN 6,970 | PLN 8,169 | PLN 9,563 |
SCOP 3.1 is the floor set by EU Regulation 813/2013 for low-temperature pumps: every pump sold in the Union must reach it. Pumps on the ZUM list of the Czyste Powietrze programme usually have a higher SCOP. Your unit’s value is on its product sheet.
Heat pump running costs: what the bill is made of
The main running cost of a pump is electricity. Each kilowatt-hour on the 2026 G11 tariff costs about PLN 1.09 gross, of which PLN 0.61 is energy and PLN 0.48 variable distribution and charges, which grow with use. You pay the meter’s fixed charges anyway, so the pump does not add to them. For a 120 m² house at 110 kWh/m², the gap between a pump at the minimum SCOP and one at SCOP 4 is PLN 1,047 a year, so when choosing a unit efficiency weighs more than a few per cent of purchase price. Servicing depends on the maker’s warranty terms; check them on the warranty card before you buy.
How to lower the cost of heating with a pump
Insulation helps most: a house at 70 instead of 110 kWh/m² needs a third less heat. Next comes a lower flow temperature, because a pump running at 35 °C for underfloor heating reaches a higher SCOP than at 55 °C for radiators. Third is power from your own panels, though they produce little in winter; the heat pump and solar page works out how much they cover. What the pump itself costs after the grant, and how fast it pays back against gas, is on the heat pump price page.