Heat pump and solar: how much the roof really covers

Enter your municipality, house, pump and solar size. The calculator adds the pump’s power to the house’s use over the heating season.

PVGIS: 1050 kWh per kWp per year here

From the product sheet; default EU minimum

Heat pump + solar: yearly heating cost

PLN 3,164

without solar PLN 4,641 · solar covers PLN 1,477 of the pump’s power

Heat needed per year13,200 kWh
Heat pump electricity4,258 kWh
Solar output8,400 kWh
Used on site with / without pump2,805 / 1,533 kWh
Solar saving with / without pumpPLN 4,932 / PLN 3,455

Heat pump power spread over October to April; winter sun is weak, so most of that energy goes through the deposit, which covers only the energy part of the bill. An estimate.

How we compute it and where the data come from

A heat pump and solar panels fit together less well than adverts promise, but better than either alone. The pump uses most power from November to February, when the panels produce least: an 8 kWp system in Warsaw gives about 1,100 of its 8,400 kWh a year in those four months. Under net-billing, summer surplus does not come back in winter as energy but as a deposit that pays the energy part of the bill. For a 120 m² house at 110 kWh/m², a pump with SCOP 3.5 uses about 3,771 kWh of power a year, costing PLN 4,123. With 8 kWp and house use of 3,500 kWh, solar saves PLN 4,846 a year with the pump and PLN 3,455 without it. The difference, PLN 1,390, is the part of the pump’s bill the roof covers. Much of it comes from deposit that, without the pump, would partly be lost. The calculator above works this out for your municipality.

Checked by Radif Partners · Editorial policy · Method

How much the roof covers at different sizes

Warsaw, 120 m² house, 110 kWh/m², SCOP 3.5 pump, house power 3,500 kWh, RCE, 2026 G11 prices.
Solar sizeOutputSaving without pumpwith pumpSolar covers of pump billDeposit lost without pump
4 kWp4,200 kWhPLN 2,512PLN 3,054PLN 543PLN 0
6 kWp6,300 kWhPLN 3,264PLN 4,006PLN 743PLN 20
8 kWp8,400 kWhPLN 3,455PLN 4,846PLN 1,390PLN 585
10 kWp10,500 kWhPLN 3,646PLN 5,648PLN 2,002PLN 1,150
12 kWp12,600 kWhPLN 3,834PLN 6,427PLN 2,593PLN 1,713

The last column explains why the pump and the panels complement each other. Without a pump, a large system builds up a deposit the house has nothing to spend on, and part of it is lost. The pump creates winter use on which that deposit is spent. That is why the saving with a pump grows faster with size than without one.

When the combination works best

When the house is insulated and the pump runs at a low flow temperature: it then uses less power, and more of that power falls in March, April and October, when the panels are already producing. When the pump also heats hot water in summer, since that use falls in production hours. And when the prosumer is settled at RCE, which has a higher refund cap. The heating cost calculator shows the cost of pump heating alone, without panels, and the prosumer deposit page how the deposit works.

Frequently asked questions

What solar size suits a heat pump?

For a typical 120 m² house with a pump, 8–10 kWp is usually enough. In Warsaw with 3,500 kWh of house use and a SCOP 3.5 pump, an 8 kWp system covers about PLN 1,390 of the pump’s bill and 10 kWp about PLN 2,002. A bigger system mainly adds summer surplus at the RCE price.

Will solar cover all my heat pump heating?

Not under net-billing. In winter panels produce several times less than in summer, and summer surplus only returns as a deposit covering the energy part of the bill. With 8 kWp a 120 m² house pays about PLN 2,733 a year for the pump’s power after solar, instead of PLN 4,123.

Will a home battery help the heat pump in winter?

Not much. A battery shifts energy within a day, and in winter there is hardly any solar surplus to store. In summer a battery is useful for hot water and evening use. What helps the pump in winter is the summer deposit and a tariff with cheaper hours.

Is it worth installing a heat pump together with solar?

Often yes, because the pump creates use on which the deposit can be spent, deposit that a house without a pump partly loses. Czyste Powietrze does not fund panels, however, and the Mój Prąd 6.0 call is closed, so grants are available only for the pump, insulation and a home battery.

Related calculators and guides

Sources

Prepared by

Publisher of an independent solar and heat pump calculator for every Polish gmina, with no installer, no form and no phone call

Updated on · Editorial policy · Contact

Data 2026, updated